Posts Tagged ‘how to pay for college’

5 Unforeseen Expenses Not Included in Your College Tuition

Categories: College Life

scholarshipsIllustrationIconCollege tuition is crazy expensive. The solution?  Scholarships. There are tons of scholarships you can apply for even today, this minute, now!, you could’ve already done it–and, if you want, here are some easy-to-apply-to scholarships with deadlines approaching.

So yes, tuition can be pretty steep, but there are ways around it if you stay ahead of the game and keep your eyes peeled for scholarship opportunities.

On the other hand, there are some costs to college that are a bit unexpected, and we don’t want them to catch you off guard. So here are five unforeseen expenses that you might have to dole out  some cash for that are not included in your college tuition:

1. Tutoring
You are a very intelligent person, but your physics class is much more difficult than you could have imagined. You totally thought you owned that exam, but when you got your grade back, you realized you need to work a little harder. So you visited the physics resource center, you went to your professor’s office hours, you met up with friends in the class, and the concepts were just not hitting home. Sometimes, the many resources your school provides for you won’t cut it–you need a couple one-on-one sessions with an expert who can give you all their attention and focus on what you’re missing.

Yes, tutoring can be a bit pricey, but failing a class can cost you much more.

2. Labs and materials
This mostly goes for art and design students who can’t simply use a pen and paper to do their work. If you’re an art and design student, you might have to pay lab fees (that goes for science students as well), and you’ll probably have to purchase your materials for your art, which can add up. Try to budget in your lab and materials costs before the semester starts so you don’t overdraw your bank account on canvases and oil paints.

3. Printing
It depends on your school, but usually your college or university will give you an allotted number of pages you can print for free (or that’s already included in your tuition), and then it will start charging you. Be careful for this because many professors will have you print off your own course packs which may be hundreds of pages.

4. Healthcare
Being a student is hard. You’ll study hard. Work hard. And probably party hard. With that entire combination, there’s no doubt you’ll ultimately wind up with some sort of illness. Just be weary; a trip to your university care center isn’t free of charge. Don’t be surprised when you get a bill for the tests you took. Also, don’t be taking CAT scans just for fun. Well, you probably knew that.

5. Computers and computer emergencies
Most college students have their own computers. It’s an expensive tool, but it’s also incredibly helpful–you can do you work on your own schedule, not the computer lab’s.

So there’s the cost of the actual computer, but there’s also the chance that your computer might need to be fixed. Too often it all begins with an ill-positioned cup of coffee, a clumsy roommate, a banana slip on the floor, and boom! Your keyboard is drenched in hot coffee and making weird noises. Or, maybe you downloaded a shady file. There are so many reasons your computer can go rogue–like, maybe it’s one of those computers from the future that was sent back in time to take over the human race–but it’s one of the most important tools you have with you at college, so you’re probably going to put the money down to fix it.

What are some unforeseen costs you experience during college? Leave a comment!

Cappex.com Announces Rock Star and College Pro Scholarship Winners

Two  high school seniors, Maria Zilberman and Walter Chang, have been awarded Cappex’s newest scholarships, the Rock Star and the College Pro, worth a combined $7,500.

Maria Zilberman Rock Star Rock Star Scholarship Winner:
Maria Zilberman, from North Miami Beach, Fla., plans on attending college this fall to study pre-medicine.

Cappex College Pro Scholarship College Pro Scholarship Winner:
Walter Chang, from Houston, Texas, will attend college in the fall to study engineering and musical performance.

Zilberman and Chang qualified for the scholarships by playing the “Cappex Cap Challenge,” where students collect virtual “cap” badges for completing key activities in their college searches. After earning at least 10 badges in the Cap Challenge, students become eligible to apply for special Cappex-sponsored scholarships. Examples of virtual badges include:

  • Leader (Abe Lincoln hat) : For sharing leadership examples
  • Artsy (beret): For providing accomplishments in the arts
  • Volunteer (halo): For detailing how you’ve helped your community
  • Yeeehaw!!! (cowboy hat): For representing a western state
  • Road Warrior (roadster): For using the “Cappex Campus Visit Planner” to plan a college road trip
  • College Reviewer (fedora with press pass): For providing a college review

Zilberman, of North Miami Beach, Fla., qualified for the $5,000 Rock Star Scholarship by collecting 25 badges, but it was her outstanding leadership in founding her high school’s international humanitarian club that won her the scholarship.

“The Cap Challenge guided me to explore colleges, which allowed me to learn more about them through student reviews, seeing my chances and organizing my application,” Zilberman said.

Chang qualified for the College Pro Scholarship by earning 10 virtual cap badges.

Cappex.com improved my college search process tremendously, with all the key facts of each college compiled into one page and several student reviews to provide further perspective,” Chang said. He was awarded the $2,500 scholarship for his dedication as the school orchestra president who helped fundraise over $30,000 to help the school purchase a new grand piano.

“We started the Cappex Cap Challenge to give students a fun and new way to discover colleges and find matching scholarships,” said Chris Long, Cappex president.  “Maria and Walter took on the challenge and also clearly demonstrated their accomplishments improving their respective communities. We were thrilled to award our Cap Challenge scholarships to these deserving students.”

Interested in the Cappex Cap Challenge? Make your own Cappex profile now.

Looking for scholarships? Find more here!

The Most Expensive Public Colleges for Out-of-State Students

scholarshipsIllustrationIconDoes going to a public school mean you’ll be saving money on tuition? Well, it really depends. If you’re going to a public college or university as an out-of-state student, tuition can still be pretty steep. According to US News, the average out-of-state student at a public school paid $16,678 in 2010-2011 for fees and tuition.

Why are they so expensive? One reason could be that some of the schools on this list are not the most expensive schools for in-state students, meaning that out-of-staters are making up the difference.

If you’re set on an out-of-state school-especially a California state school– you might want to think about scholarships to off-set the cost.

In the meantime, here’s the list of the most expensive public colleges for out-of-state students:

1. University of Michigan Ann Arbor
Tuition and fees 2010-2011-$36,163
Cool fact: Michigan Stadium, or the Big House, is the largest college football stadium in the nation and one of the largest football-only stadiums in the world, with an official capacity of more than 109,901.

2. University of California-Davis
Tuition and fees 2010-2011-$34,863
Cool fact- UC Davis campus is the largest campus in the UC system, spanning over 5,500 acres and across two counties: Yolo and Solano.

3. University of California-Irvine
Tuition and fees 2010-2011-
$34,792
Cool fact- UC Irvine has an underground network of tunnels connecting different buildings and have been the subject of much campus lore.

4. University of California-Santa Barbara
Tuition and fees 2010-2011-
$34,509
Cool fact- In the late 1960s and early 1970s UCSB became nationally known as a hotbed of anti-Vietnam War activity. Other than UC Berkeley, no other California college received as much attention from the national media for its antiwar activities

5. University of California-San Diego
Tuition and fees 2010-2011-
$34,185
Cool fact- The UC San Diego Sun God Festival, which is in its 28th year, has grown into a 20,000 person event with student org booths and performers, as well as an eclectic mix of musical acts across 3 stages.

6. University of California-Riverside
Tuition and Fees 2010-2011-
$33,901
Cool fact-
UCR is currently ranked as one of the most ethnically and economically diverse universities in the United States.

7. University of California-Berkeley
Tuition and fees 2010-2011-
$33,747
Cool fact- Berkeley student-athletes have won over 100 Olympic  medals.

8. University of California-Los Angeles
Tuition and fees 2010-2011-
$33,660
Cool fact- Not to rain on Berkeley’s parade, but the student athletes at UCLA have won 214 Olympic medals – 106 gold, 54 silver and 54 bronze. But, hey! Anyone embarking on higher ed is a winner.

Mind that gap: the next school is not from California.

9. University of Virginia
Tuition and fees 2010-2011-
$33,574
Cool fact-Since 1842, UVA has an established Code of Honor where students at the University have pledged not to lie, cheat, or steal.  The honor system, for instance, would allow the freedom for students to take exams outside trusting that students would not cheat. Offenses of the UVA honor system are presented to the Honor Committee, a student judiciary body.

Don’t get too comfortable out of California state lines, because we’re heading back in:

10. University of California-Santa Cruz
Tuition and fees 2010-2011-
$33,505
Cool fact-Imagine the Lord of the Ring’s Shire and now plop that into UC Santa Cruz’s northern campus where shrines, dens and other student-built curiosities are scattered around in the undeveloped forested area. These structures, mostly assembled from branches and other forest detritus, were formerly concentrated in the area known as Elfland,but relocated after new building in the 90′s.