Archive for the ‘Scholarships & Financial Aid’ Category

23 Scholarships with June Deadlines

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June is right around the corner, which means so is summer! If you’ve got some free time on your hands now that school’s out, use some of it to apply for a few of these scholarships that expire in June.

1. Kor Memorial Scholarship

Deadline: June 1      Award: $500
For students enrolled in a program leading to a degree in a field of language study

2. ExceptionalNurse.com College Scholarships

Deadline: June 1      Award: $250 – $500
For nursing majors with a documented disability

3. Copyright Awareness Scholarship

Deadline: June 1      Award: $5,000
Must submit a creative video presentation that would be used to educate peers on the importance of intellectual property and copyright law

4. Joe Francis Haircare Scholarship

Deadline: June 1      Award: $1,000
For students applying to/enrolled in a cosmetology/barber program

5. John D. Spurling OBE Scholarship for Responsible Pet Ownership Education

Deadline: June 1      Award: $2,000
For students enrolled in an educational program that include responsible pet ownership in the curriculum

6. Goodwin & Scieszka Innovation Scholarship

Deadline: June 1      Award: $500 – $1,000
For current law students or undergraduate students planning to attend law school

7. CEO of Tomorrow Scholarship

Deadline: June 1      Award: $2,500
For students interested in business leadership and/or entrepreneurship

8. CBC Spouses Education Scholarship

Deadline: June 5      Award: varies
For students preparing to/currently pursuing an undergraduate or graduate degree

9. Bruce Lee Foundation Scholarship

Deadline: June 13      Award: $1,000
For students attending a two-year college, four-year university, or licensed trade or vocational school in the United States

10. Collegiate Inventors Competition

Deadline: June 15      Award: $5,000 – $15,000
Must submit an idea for an original invention

11. Interactive Marketing Scholarship

Deadline: June 15      Award: $2,500
For students interested in creative marketing in relation to online business

12. Shop Smart Scholarship

Deadline: June 15      Award: $2,000
Must submit an essay explaining how your experience has been/will be defined by remarkable frugality, ingenuity, effort, or thrift

13. Teens Drive Smart Video Contest

Deadline: June 19      Award: $2,500 – $20,000
Must submit an original short video on a topic related to automobile safety

14. “Stand & Be Heard” Anthem Singing Contest

Deadline: June 20      Award: $5,000 – $10,000
For members of a national agriculture-related student organization, such as FFA, 4-H, or NAMA

15. Providian Medical Scholarship

Deadline: June 21      Award: $500
Must submit an essay on a given topic related to medical equipment

16. Alice Madden Barton Scholarship

Deadline: June 30      Award: varies
For students pursuing a career in cosmetology and/or barbering

17. Randy Pausch Scholarship Fund

Deadline: June 30      Award: $2,500
For students pursuing a career in the development of interactive entertainment

18. Automotive Hall of Fame Scholarships

Deadline: June 30      Award: $200 – $2,000
For students who are sincerely interested in an automotive career

19. Jessica Karrat Dance Scholarship

Deadline: June 30      Award: $500
For students who wish to participate in a dance education program

20. Campbell Family Scholarships

Deadline: June 30      Award: varies
For students pursuing education in a field of study that will broaden their abilities to improve the lives of pets and their families

21. Mays Mission for the Handicapped Scholarship Program

Deadline: June 30      Award: varies
For students who have a significant physical and/or mental disability

22. Digital Privacy Scholarship

Deadline: June 30      Award: $500 – $1,500
Must submit an essay about digital privacy

23. Delete Cyberbullying Scholarship Award

Deadline: June 30      Award: $1,500
Must submit an essay on a topic related to cyberbullying

image credit: weheartit.com

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Scholarships for Overachievers: Get Ahead and Win Big!

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The scholarship editors here at Cappex do their best to estimate the amount of time and effort it takes to apply for each scholarship. On each Scholarship Details page on Cappex, check out the Application Effort section to get an idea of how much time it takes to apply. A rating of three pencils means it takes about an average amount of time. A rating of four or five pencils means it takes a bit more time to apply than the average scholarship.

Unfortunately, many students tend to shy away from scholarships that require a lot of time and effort to apply. The upside to this is that for those who do take the time to apply, the competition might not be as steep. The other plus side to these scholarships is that they often have bigger awards than traditional scholarships. So, for those of you who are willing to go the extra mile when applying for scholarships, we’ve identified 32 scholarships, contests, and competitions that take a bit more time to apply for than a traditional scholarship, but have a big payoff. Consider applying for at least a couple of these and you’ll already be a step ahead of those other students who didn’t want to take the time to do so.

1. Intel Science Talent Search Awards

Award: $7,500 – $100,000
To apply: Present a full scientific report about research conducted in a chosen area of science, math, engineering, and/or medicine

2. The American Legion National High School Oratorical Contest Scholarship

Award: $1,500 – $18,000
To apply: Participate in the American Legion Oratorical Contest by delivering a speech on a given topic

3. Davidson Fellows Scholarship

Award: $10,000 – $50,000
To apply: Submit an original, significant piece of work that has the potential to make a positive contribution to society

4. Google Science Fair

Award: $25,000 – $50,000
To apply: Create a science fair project in one of the given categories and submit a presentation about it

5. Stockholm Junior Water Prize Competition

Award: $1,000 – $10,000
To apply: Create a science project that focuses on a local, regional, national, or global water-related issue

6. Siemens Competition in Math, Science & Technology Scholarship Awards

Award: $1,000 – $100,000
To apply: Undertake an individual or team research project related to math, science, and/or technology

7. Siemens “We Can Change the World” High School Challenge

Award: $10,000 – $50,000
To apply: Work in a team to identify an environmental issue that has a global impact and provide a viable, replicable solution

8. Proton OnSite Scholarship and Innovation Program

Award: $25,000
To apply: Submit a promising hydrogen-related business idea

9. National Peace Essay Contest for High School Students

Award: $1,000 – $10,000
To apply: Write an essay on a given topic exploring peacebuilding

10. Voice of Democracy Scholarship Program

Award: $1,000 – $30,000
To apply: Write an essay on a given patriotic theme and submit a recording of yourself reading the essay

11. Kenneth E. Behring National History Day Contest

Award: $250 – $5,000
To apply: Conduct research on a given historical topic to create a paper, exhibit, performance, documentary, or website

12. John F. Kennedy Profile in Courage Essay Contest

Award: $500 – $10,000
To apply: Write an essay that describes an act of political courage by a U.S. elected official

13. Young Patriots Essay Contest

Award: $2,000 – $5,000
To apply: Write an essay to creatively solve a given problem in the realm of public policy

14. Center for Alcohol Policy Essay Contest

Award: $1,000 – $5,000
To apply: Submit an essay on a given topic that fosters debate, analysis, and examination of alcohol regulation and its implications

15. Copyright Awareness Scholarship

Award: $5,000
To apply: Submit a creative video presentation that would be used to educate peers on the importance of intellectual property and copyright law

16. IP Video Contest

Award: $5,000
To apply: Submit a video that answers a given question related to patented inventions

17. Gulen Institute Youth Platform Essay Contest

Award: $50 – $3,000
To apply: Submit a research essay that addresses a given global challenge and proposes a potential solution

18. C-SPAN’s StudentCam Documentary Competition

Award: $250 – $5,000
To apply: Work individually or in teams of two or three to create a five- to seven-minute video documentary on a topic related to a given theme related to the US government

19. Young American Creative Patriotic Art Scholarship

Award: $500 – $10,000
To apply: Create an original piece of patriotic artwork on paper or canvas

20. Math-O-Vision Contest

Award: $1,000 – $4,000
To apply: Create a four-minute movie that tells a story inspired by or related to mathematics

21 – 24. Ayn Rand Institute Essay Contests:
     Anthem
     The Fountainhead
     We the Living
     Atlas Shrugged

Award: $25 – $10,000
To apply: Submit an essay that demonstrates an outstanding grasp of the philosophic meaning of the appropriate Ayn Rand novel

25. “Out of the Easy” College Scholarship Essay Contest

Award: $5,000
To apply: Write an essay in response to a given topic related to a Charles Dickens novel

26. Dr Pepper Tuition Giveaway

Award: $2,500 – $100,000
To apply: Create a video featuring your one-of-a-kind story

27. Create-A-Greeting-Card Scholarship Contest

Award: $10,000
To apply: Create and submit an original photo, artwork, or computer graphic to be used for the front of a greeting card for any occasion

28. Teens Drive Smart Video Contest

Award: $2,500 – $20,000
To apply: Create an original video on automobile safety

29. Project Yellow Light Hunter Garner Scholarship

Award: $1,000 – $5,000
To apply: Create a video designed to motivate, persuade, and encourage teens to not text while driving

30. Courageous Persuaders Scholarship

Award: $250 – $3,000
To apply: Create a TV commercial targeted to middle school students to warn them about the dangers of underage drinking

31. Toyota Teen Driver Video Challenge

Award: $7,500 – $15,000
To apply: Create a video that describes what you will do to help make teens safer drivers

32. National ACT High School Poster Contest

Award: $1,000 – $5,000
To apply: Create an original poster that persuades others to take the ACT

To get these scholarships and thousands more, create your free profile on Cappex today!

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Understanding Your Financial Aid Award Letter

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As a former college and career adviser, I’ve witnessed countless students anxiously awaiting the arrival of their financial aid award letters.

For many of you, receiving your award letters from your colleges or universities is the most important part of your entire college decision process. Your award letter is the document that will outline your financial aid package from each school: the total cost of attendance, expected family contribution, scholarships, grants, loans, and what has to be paid out-of-pocket. If only reading and understanding these award letters was an easy task.

No worries, we are here to help!

If you are having a hard time reading and comprehending your award letters, you are not alone. Many award letters/award packages from colleges are often difficult to understand, especially if you are the first person in your family to attend college.

The first step to understanding your award letters is to decipher the amount you’re being given, the amount you’re borrowing, the amount you must pay out-of-pocket, and if all of these amounts cover the total cost.

The Basics

Cost of Attendance (COA): How much the college predicts it will cost for you to attend their school (usually for one year). This will be the largest number on your award letter. Typically it includes the price of tuition, room and board, books and supplies, transportation, fees, and miscellaneous expenses. The items included in the COA can vary from school to school. It is important to note that you cannot take out a student loan that is more than the amount of your total cost of attendance.

Direct Costs: This is what HAS to be paid in order to be an enrolled student at a college. Usually this balance must be paid off before a college will allow you to enroll in classes the following semester. Examples include tuition, fees, and room and board (if you live on campus).

Indirect Costs: An estimated amount the college predicts you may need to pay as an enrolled student on their campus. Because a student can never take out a student loan beyond the amount of the COA, the indirect costs are figured in to assist any student that cannot pay for these expenses out-of-pocket (and thus need to take out a loan to cover the cost). Examples include books, supplies, transportation, personal expenses, and miscellaneous expenses. A student can still enroll in classes for the following term without these items being “paid for.” They are just suggested amounts in order to help the families better prepare.

Private Scholarships: Money you’re being given because you applied and received a scholarship through a program or organization. This is money you will not have to pay back.

Institutional Scholarships/Grants: This is also money you do not have to pay back. It is money that has been awarded to you by the college, and it can be based off of a number of requirements, such as GPA, intended major, athletics, etc.

Expected Family Contribution (EFC): This is the amount your school believes your family is able to contribute toward your college education. Usually this amount is based off of information from your FAFSA.

Loans: Money that is borrowed to pay for college that you must pay back (plus interest) once you have graduated or if you ever drop below part-time status.

Grants: Money that’s being given to you that you do not have to pay back. This funding can come from the college, the state, or a federal program.

Work-Study: The amount of money you’ll receive toward your college costs in return for working on campus. This money must be earned in order to receive it.

Total Award: The total amount of money you’re receiving in financial aid through loans, grants, scholarships, and work study.

Financial Need: This is your “gap” in financial aid. In other words, this is your COA minus all other financial aid, otherwise known as the money you and your family will have to pay out-of-pocket to cover the remainder of your expenses.

Questions to Consider before Accepting Your Financial Aid

- For the EFC, do my parents/guardians really have this amount to put toward my education? If not, then you’ll have to add this amount to your out-of-pocket expenses.

- Can I expect these grants/scholarships every year? Pay close attention to whether your “free-money” is renewable (received every year), or it is a one-time award. If you are being offered one-time awards, will you able to pay for this school in subsequent years?

- Will I be able to maintain the requirements needed to keep this scholarship?

- Am I able and willing to work on campus through a work-study program in addition to going to school?

If upon reviewing your award letter, you discover you still don’t have enough money to pay for college, there are a few options you can take. You can apply for private student loans through a bank, look into tuition payment plans, or apply for more scholarships on Cappex.

If you still have any additional or specific questions regarding your award letters, be sure to reach out to the financial aid offices of your colleges and universities.

Image credit: fortscott.edu

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